Ping An Bank’s bank card fees are as follows:

For debit cards, Ping An Bank does not charge annual fees, so users can use them with peace of mind. However, it should be noted that if the account balance is less than 1,000 yuan, a small account management fee of 2 yuan will be charged every quarter. However, if you activate agency payment or bank-certificate third-party custody services, the account management fee can be waived. In terms of ATM withdrawals, you need to pay 2 yuan for each transaction within the same city, and 2 yuan plus 5% of the withdrawal amount for different places.

As for credit cards, the annual fee standards are different. The annual fees for the main card and gold card are 100 yuan and 300 yuan respectively, and the annual fees for the supplementary card are 50 yuan and 150 yuan respectively. The annual fee for the platinum credit card is as high as 2,800 yuan for the main card and 1,800 yuan for the supplementary card. It is worth noting that Ping An Bank’s credit cards have an annual fee-free policy: regular cards and gold cards are exempt from annual fees in the first year. As long as you make 6 purchases in the same year, the annual fees will be waived in the following year. The Platinum Credit Card is different. The annual fee in the first year cannot be reduced, but the annual fee of 50% in the second year can be waived if the consumption reaches 150,000 yuan, and the annual fee is completely waived if the consumption reaches 300,000 yuan. The annual fee rules for supplementary cards are the same as those for the primary card.

In general, Ping An Bank’s annual fee policy varies based on card type and consumption situation. Users need to choose the most suitable card type based on their own needs and consumption habits. For more information, please refer to Ping An Bank’s official tariff standards.