ICBC's credit card does not have a preset password at the initial stage, and users need to set the password independently after activating the credit card. Therefore, cardholders don't have to worry that they can't use their credit cards because they don't know the initial password, because ICBC credit cards don't have the concept of initial password.

in addition, ICBC's credit card has only one password, including the same passwords for inquiry, consumption, ATM inquiry and cash withdrawal. Users can set the password at the bank counter, online banking or call the customer service hotline 95588. These measures ensure the safety management of personal ICBC credit cards by users.

is the ICBC credit card a visa card?

yes, Visa card is included in the credit card issued by ICBC. Visa card is an international credit card brand, which can be used worldwide. As a large bank, ICBC provides many types of cards in credit card issuance, including Visa card.