2. Conditions for applying for a credit card:

At least 18 years old, with full capacity for civil conduct; Have a good credit record; Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct.

3. Credit card application materials: identification materials: copy of resident ID card or military officer's card; Proof of work and income; Other financial certificates: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.

4. Credit card application method:

1. Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate and submit it to the back-office audit department of the bank for review.

2. Online banking application: the applicant opens online banking with a personal savings card account, enters the required bank official website, and enters the online banking page after entering the card number, login password and verification code.

3. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.

Extended data:

China CITIC Bank credit card installment payment

I. Staging of shopping malls

1, also known as POS staging, refers to the cardholder's going to a shopping place, such as a "shopping mall" where staging can be carried out. When you check out, you need to pay by installment with a credit card supported by the mall.

2. The cashier will swipe the card on the special POS machine according to the number of periods required by the cardholder (such as 3 periods, 6 periods, 12 periods, etc.). There are also a few shopping malls that support the 24 th issue).

3. When staging in the mall, you need to verify the identity of the cardholder, so remember to bring your ID card. Shopping malls are generally free in three stages. The rates for Stage 6 and Stage 12 vary from bank to bank.

4. As long as the goods are sold normally in shopping malls, they can generally be paid by installments. In many cases, the cardholder can also bundle a number of goods together for settlement, and then pay in installments.

Second, mail order installment payment.

1 means that the cardholder receives the installment mail order catalog manual sent by the issuing bank (or the online installment mall of the bank) and selects from the limited commodities. Then the bank orders in installments through online installment mall, telephone or fax installment application form, etc. ?

2. Generally, no matter how many installments are made by mail order, there is no handling fee. However, due to the long ordering cycle (in many cases, it takes more than 15 working days to get the goods), and the return is relatively complicated. It is recommended to compare before buying.

Baidu Encyclopedia: CITIC Bank Credit Card