1. Bank of Communications' credit card payment must be made at the designated merchants. The cardholder's credit card payment can be automatically deducted from the cardholder's credit card consumption in the designated cooperative merchants within the validity period, and can be used multiple times. The designated merchants shall be subject to the announcement of the Bank of Communications credit card website, and the participation, activity time and specific terms of supermarkets in cities shall be subject to the announcement of the Bank of Communications credit card website.
2. The validity period of the 100 credit card payment received by the Network Card Office is 30 days (inclusive) from the date when the credit card payment is launched. Within the validity period, a single point within 200 yuan can be deducted from credit card consumption.
3. Credit card payment cannot be directly used for credit card consumption, but it will be automatically refunded in full to deduct the RMB transaction amount consumed by the designated merchants within the validity period, and will be credited to the cardholder's account within three days after the transactions consumed by the designated merchants are recorded.
4. If the cardholder has any false transactions, illegal transactions, abnormal transactions, separate transactions, transactions that are finally cancelled/returned/not recorded, bad accounts or abnormal accounts, or the cardholder applies for card withdrawal during the activity, Bank of Communications reserves the right to refuse the cardholder to participate in this activity and cancel any rewards.
Credit card payment is a kind of reward right given to cardholders by Bank of Communications. Under any circumstances, it should not be regarded as cash or cash rights, and it cannot be transferred, traded or cashed, and will not cause any change or influence on the credit limit, available limit and account balance of the cardholder.
Extended data
Credit card payment can only be used to offset the principal part of the transaction amount of the specified transaction, and may not offset the transaction principal such as interest and handling fees under the credit card of the cardholder's Bank of Communications, nor may it offset any due payable of the cardholder. The conditions for obtaining credit card payment are as follows:
1. Cardholders can only handle the card payment business and use the card payment after participating in the activities designated by Bank of Communications or meeting the conditions designated by Bank of Communications. The specific conditions for accepting credit card payment shall be subject to the terms of relevant market activities or the relevant regulations of Bank of Communications.
2. In any of the following circumstances, Bank of Communications has the right to cancel the credit card payment received by the cardholder or refuse to use it:
(1) The credit card of Bank of Communications has been deactivated or charged, the card has not been activated or cancelled, the card has expired and has not been renewed, or the account status is abnormal;
(2) The cardholder applies for card cancellation within the validity period of card payment;
(3) The cardholder violates the applicable credit card charter or contract, this clause and other relevant provisions of Bank of Communications;
(4) After independent judgment, Bank of Communications believes that the cardholder fraudulently or maliciously uses the credit card by untrue transactions or other means.
Bank of Communications-Credit Card Payment Terms and Conditions