ICBC credit cards can be divided into general cards, gold cards and platinum cards; Generally, the amount of a Puka is less than 5, yuan, and most people only have a few thousand yuan when applying for it for the first time; The initial amount of a gold card is generally 1, yuan, but the maximum amount will not exceed 1, yuan. The minimum amount of a platinum card is generally 5, yuan, and the maximum amount is not set. However, the amount of a credit card issued by ICBC is comprehensively determined according to the materials submitted by the applicant. If the submitted materials are not good, the amount of a gold card may only be several thousand yuan.

When applying for an ICBC credit card, the applicant is generally required to be at least 18 years old and have full capacity for civil conduct; Banks will also require applicants to have stable income and corresponding repayment ability, and good credit information; If you want to increase the amount of your application, you can submit the necessary financial proof, such as real estate information, vehicle information, provident fund, etc. After these materials are submitted, you can increase the amount of your card.

In fact, the application route will also affect the credit card quota. Generally, the credit card applied through the Internet will be lower than the bank counter, mainly because it is inconvenient to apply for a lot of supporting materials online. However, the time to apply for a card online is faster than the bank counter. If you need a card urgently, you can choose to apply for a credit card online and log in to ICBC official website directly. You can choose your favorite card when applying.

if it's the first time to apply for an ICBC credit card, the credit card amount is not very high. At this time, you can activate the credit card first, and then you can apply for an increase in the quota. Generally, you can apply for a temporary quota after 3 months of use of the new card, and you can apply for an increase in the fixed quota after 6 months; Generally, you can apply for the withdrawal by calling ICBC's credit card customer service hotline.

ICBC's credit card must be repaid on time, and it cannot be overdue, and it can't be overdue for one day. ICBC does not provide a grace period for repayment, which is different from other banks and needs special attention.