Specifically, there are three main measures:

First, optimize credit products, do a good job in product marketing mix, and sort and classify all credit products;

The second is to promote "paperless" loans and improve loan efficiency. We will simplify the process of testing, investigation, examination and approval, optimize the template of loan submission, comprehensively promote "paperless" loan management, and effectively improve the efficiency of loan management;

The third is to strengthen the promotion of online loans. Give full play to the advantages of simple online loan process, high speed and high efficiency, and use the smart marketing system to carry out "whole village credit" and do non-inductive credit.

The job of the credit card department of the bank, that is, the credit card center, is to do business, that is, to let customers handle their bank credit cards. Credit card centers of banks handle credit card business. Credit card center is a huge department, which generally belongs to the secondary department of the bank, including risk control, customer service, gifts, joint activities and so on. All the functions of the credit card need to be managed by the credit card center.