2. There is a trick to the credit card limit: the credit card limit is too small, and you still want to withdraw cash. The limit given to you cannot be used. You also expect the bank to increase your quota, and the monthly bill consumption is at least 30% of the total.
3. Frequent card use: the number of times shows the degree of activity, and the card is frequently used, regardless of size, more than 20 times a month.
4. Continuous consumption: the bill for credit card consumption needs to last for 3 months without interruption, that is, there must be consumption every month. This will ensure that the bank can pay for the increase of your credit card limit with peace of mind.
5. Let banks profit from it: the ultimate goal of issuing credit cards is to make profits, and pay protection fees at an appropriate stage; Appropriate withdrawal, the bank earns interest; Banks can also benefit from participating in activities. Only by making banks profitable, the credit card quota will naturally increase rapidly.
6. Diversification of consumption types: consumption types show consumption power. Whether it is supermarkets, shopping malls, hotels, KTV, bars, tea restaurants; Or refueling, flying, traveling, hotel consumption; Spending in Hong Kong, Macao and abroad can increase the credit card limit rapidly.
7. Clever use of temporary withdrawal: due to short-term needs such as holidays, travel and business trips, the amount needs to be increased. , you can apply for a temporary withdrawal, and the approval will be easier.
8. Try to apply for withdrawal more often: Generally, banks will have a chance to successfully withdraw money by calling for 3 months or 6 months with their cards. It doesn't matter if the amount is rejected, persevere, and sometimes different customer service applications will be treated differently.
Give priority to China Merchants Bank's credit card, because your issuing bank is helpful to get the card and withdraw the amount; Then apply for ICBC and CCB, two bank credit cards with acceptable limits. After all, as long as ICBC has provident fund and social security, all levels will be raised quickly. At present, there are many big players with 65,438+200,000. Banks such as Postal Savings Bank, China Everbright Bank, Minsheng Bank and Industrial Bank are not stingy with their quotas, especially Ding of Postal Savings Bank and elite banks of Minsheng Bank, which are all good choices.