After the user successfully applies for a credit card, he will get an initial limit. The initial limit given by different banks will be different. Some banks give a higher initial limit. So which bank's credit card has a higher initial limit? ?
Which bank’s credit card has the highest initial credit limit?
1. China Merchants Bank
China Merchants Bank has a high probability of accepting large amounts. If you apply for a China Merchants Credit Card for the first time and all the application materials are OK, you will usually be given 5,000-10,000. amount.
2. Bank of Communications
Bank of Communications also has a higher probability of large amounts, and the standards for applying for a card are relatively low. As long as the application materials are complete and there is no bad use of the card According to records, you can basically apply for a card, and the initial limit is basically around 5,000 yuan.
3. Shanghai Pudong Development Bank
The initial limit given by Shanghai Pudong Development Bank is also relatively high, provided that the credit report is good and all application materials are fully prepared; if you can provide proof of assets , large-value cards can basically be given to you.
4. Guangfa Bank
Compared with other banks, the biggest advantage of Guangfa Bank is that the platinum card approval rate is high and it is easier. If you have proof of real estate, it is relatively easy to apply for a GF Platinum Card.
5. Everbright Bank
The probability of Everbright Bank applying for a card with a large amount is lower than that of the previous banks, but fortunately it is easy to increase the amount, and the temporary limit is particularly high.
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A bank has many types of credit cards, and cardholders can choose according to their own needs. If their qualifications are average, it is recommended to start with ordinary cards. Start applying.