I have two credit cards, can I use one bank’s credit card to pay back money from another bank?

I have two credit cards, and one card can pay back money from the other:

Short-term financial stress is okay;

It is unsustainable in the long term, and cash withdrawals will incur high interest and handling fees;

It is the bank’s responsibility to maintain a card with a card. Prohibited behavior will be taken back once the credit card is verified;

and the money owed will be collected.

Financial management related:

Three "traditional" financial management rules must be kept in mind.

First of all, you must learn to keep accounts, count monthly income and expenses, and adjust consumption patterns appropriately.

Secondly, reduce expenses one by one. Through the first two cases above, the monthly income and expenditure are just about the same or even making ends meet. At this time, it is time to increase revenue and reduce expenditure.

Finally, develop good habits. Use credit cards sparingly when shopping. This invisible cash consumption method can tempt people to overdraft.

Can I use a credit card from one bank to pay back a credit card from another bank?

Yes, you can transfer it at the UnionPay counter machine.

Insert the card you want to transfer money to, select the card from another bank, then enter the card number and re-enter the card number to confirm

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You can also transfer it at the bank branch where you transferred the card, fill out a wire transfer form, and pay 5.58 yuan for less than 10,000 yuan.

Can you use two credit cards from the same bank? Speaking of repaying the two cards alternately,

Hello, landlord, in response to your problem, I would like to give you the following suggestions,

1. First of all, are your two cards ** *With the same amount, if so, it cannot be repaid alternately.

2. If the two cards have different limits, or one is a commemorative card and the other is a gold card, and the two cards have different limits, then you can repay the money alternately, no problem.

The specific situation depends on the situation of your card. If it is a credit card from two banks, you can definitely repay it alternately.

Can I use an ICBC card to repay a Bank of China credit card for credit card repayment?

Yes, credit card repayments can be transferred across banks

How to repay a credit card:

1. Direct deposit to the credit card from our bank’s ATM machine;

2. Set up automatic repayment by linking the credit card and bank card;

3. ATM inter-bank transfer repayment l;

4. Online banking transfer repayment or inter-bank transfer repayment;

5. You can also transfer money through WeChat wallet or Alipay (inter-bank transfer is free of charge ).

Can I add a credit card account from one bank to another bank’s online banking?

Of course this is not possible. . .

Can I apply for a credit card from another bank through a statement from another bank?

You cannot apply for a credit card with bank statements alone. Regardless of the bank, you need to provide other necessary information and meet the corresponding conditions.

1. Over 18 years old;

2. Hold a valid ID card;

3. No bad credit record;

4. Proof of employment and income stamped with the financial seal of the unit;

5. Proof of other financial resources, such as real estate, cars, stocks, bonds, etc.;

6. Social security certificate.

Note: The first 4 are the most basic conditions. If you can provide 5~6 supporting materials, the application success rate and credit limit will be increased.

Can I use Bank A’s credit card to repay Bank B’s credit card?

Basically, you can open online banking with the card used for repayment, make transfers and remittances, and open online banking services. Each bank has different regulations, so you need to ask the customer service of the bank.

If it is ICBC, the ICBC international card (dual currency) cannot be used as a transfer card, but the RMB card can.

How to use a credit card to pay off another bank’s credit card

Generally speaking, credit cards only encourage consumption. If there is no interest-free period for cash withdrawals or other transfers, interest will be calculated directly

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If you are in a hurry and the repayment amount is relatively large, you can only go to TX, but you will also have to pay a large handling fee. If the amount is not too large, you can directly withdraw cash from another credit card and then repay the amount.

Can I use a credit card from one bank to apply for another bank’s credit card?

Yes, this is called applying for a card with a card

But the condition is that your existing credit card must be opened, used for more than six months, and not have too many bad records

If you apply for a card by card, you only need to fill in the application form for the credit card you want to apply for, photocopy the front and back of your ID card, and the front and back of your existing credit card.

I have two Can I transfer funds between China Construction Bank's credit cards?

You can do this, it is a cash withdrawal

But have you ever thought about what to do with the interest generated (overdraft of cash is not as good as consumption, as soon as the overdraft is overdrawn, interest will be calculated immediately)

It is not recommended to use a credit card for cash overdraft

For credit card overdraft withdrawals, most banks generally charge a handling fee of about 3%, with a minimum of 30 yuan, regardless of locality or location. In other words, if a consumer uses a credit card to withdraw 5,000 yuan in cash, he or she needs to pay a handling fee of 150 yuan. In addition, the bank will also charge interest at 50,000% of the cash withdrawal amount every day starting from the day the cash is withdrawn, which translates into an annual interest rate of 18%, which is more than three times the current six-month to one-year loan interest rate.