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I have changed my workplace. I already have an ICBC credit card. Can I still apply for one from another bank?

Yes, there is no restriction on "which company to apply for" when applying for a credit card, but you have to know more about what you need to pay attention to when applying for a credit card

1 Usually when applying for a credit card The necessary proofs we need include proof of identity, proof of work, and proof of income. In addition, you can also submit valid proof of car, house, etc. in your name.

2 Personal credit: Every time you apply for a credit card or loan, the bank will check your personal credit. The credit record can not only accumulate your credit every time, but also reflect whether you have enough credit. repayment ability.

3 Position situation: Generally, the credit limit for private enterprise owners is relatively low. This is because the private enterprise is likely to face the risk of bankruptcy at any time, so the credit limit will not be too high.

4 Marital situation: Married people are often more stable than unmarried people. Therefore, under the same conditions, the credit card limit of married applicants is higher than that of unmarried people.

5 Nature of the unit: When the bank checks your application qualifications, it will also focus on the situation of your unit. If you are a Fortune 500 company, I believe your credit limit will be higher.

If the initial limit of your credit card is relatively low, don’t rush to cancel the card. You can first use the credit card for 3-6 months according to the bank’s preference. If the limit is really not enough, you can apply to the bank for an increase< /p>