1, the cardholder didn't enable the cash withdrawal function of the credit card when handling the credit card, because the main function of the credit card is overdraft consumption, and the cash withdrawal function of some credit cards can be freely selected, so if the money in the credit card can't be withdrawn, you can go to the bank to check whether the cash withdrawal function is enabled.
2. There are restrictions on the withdrawal amount of credit cards, and different banks have different restrictions on the withdrawal amount of credit cards. If there is money in the credit card but you can't withdraw it, it may be because the withdrawal amount is used up, that is to say, the money in the card can't be withdrawn, so you can only spend it by credit card.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English name of the credit card standard was stipulated as Credit Card [.
Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.