Does the questioner want to ask "If the identity information of Ping An Bank's credit card has expired and is not updated, will it restrict payments with credit cards from other banks?" Won't. According to the query on the official website of Ping An Bank, if the identity information of one bank is expired and not updated, it will not freeze the cards of other banks. Therefore, if the identity information of Ping An Bank's credit card has expired and is not updated, it will not restrict the payment of credit cards of other banks.