Although Minsheng Bank and China Merchants Bank also have dual-currency Japanese yen cards, the JCB card of China Bank is the only credit card in China that is settled in Japanese yen at present, which means that even if you have a Japanese yen card of China Merchants Bank or China Merchants Bank, it will be settled in US dollars in the end, which is completely different (I specifically called to ask).

This is why the service of BOC is so poor and there are so many restrictions, and there are still so many people doing it, because it is more cost-effective to settle foreign exchange. . .