It is illegal for Bank of Communications to charge an annual fee for credit cards.
It is legal for Bank of Communications to charge annual credit card fees. Because credit cards generally have their own rules for charging annual fees, they can also be exempted from annual fees through some rules. For example, inactive credit cards can be exempted from annual fees, and they can also be exempted from annual fees if they swipe their cards for 5 times or spend more than 5,000 yuan.