China Merchants Bank's credit card, which is consumed online, is similar to credit card consumption, so it has points and is valid for life, but only 1 points are accumulated for each consumption of 20 yuan. Everbright Bank credit card online consumption can also be scored, each consumption 1 yuan 1 points, but the validity period of the points is 5 years.

In addition, China Merchants Bank recharges Alipay with a single limit of 499.99 yuan, and the single-day limit is determined by the credit card limit. Everbright Bank recharges Alipay with a daily limit of 300 yuan.

I am still using ICBC's credit card to recharge Alipay, unlike China Merchants Bank and China Everbright Bank, which have many restrictions, but there are no points. You can call the 955XX service numbers of those big banks for manual consultation. Personally, it is best to use a credit card of a bigger bank for online consumption-the online banking business of commercial banks is relatively inferior to that of big banks.