Platinum card is relatively high in the credit card level, which generally symbolizes the identity and status of the cardholder. The credit card amount is also related to the credit card level. The higher the level, the greater the credit card amount. Then, what is the credit limit of CITIC I Platinum Credit Card? How much is the annual fee?

generally speaking, the credit card quota range of each level on the credit card application platform is as follows, and the average credit card is 1 yuan-1, yuan; The gold card is 1,-5, yuan; Platinum card is more than 5, yuan or 5, yuan+temporary quota; Unlimited cards only invite platinum cards, and the general limit is 5, yuan+temporary limit. If the user applies for a platinum card level and the credit limit is relatively low, he only needs to spend more with the card and maintain a good repayment credit, and the credit limit can be increased after half a year. However, it is not difficult to apply for the card, and users need to meet certain conditions, such as being 25-35 years old; Not a platinum card customer of CITIC Bank; Holding a credit card of another bank of more than 1, (inclusive); You can apply for a monthly salary above RMB 5 before tax. Users who meet the requirements and need it can try to apply.

as for citic I platinum credit card, the annual fee is RMB 48 yuan/year, and the annual fee cycle starts from the card approval date. The annual fee is free in the first year, and the annual fee for the next year is reduced by swiping the card (including cash withdrawal) 12 times. The 6, points of the credit card can be exchanged for the annual fee free of charge, and users can enjoy the 2-hour flight delay insurance; 15 million aviation accident insurance; Credit card transaction points and other rights. Therefore, as long as the user keeps a certain frequency of swiping the card, it is still possible to reduce the annual fee, so that the user does not have any annual fee pressure, and it will be easier to use the card.

Relatively speaking, the amount of CITIC I Platinum Credit Card is not very low, and the annual fee is not very high. You can also enjoy the annual fee-free policy. As long as users can maintain a certain frequency of swiping their cards, they can reduce the annual fee. However, users should not blindly submit card application requests and excessively pursue high quotas, otherwise it is easy to borrow excessively and eventually be unable to repay. In addition, users should maintain a good card-using behavior in the process of using the card, repay in full and on time, and avoid the occurrence of bad situations such as overdue.