How can I check the validity of a credit card if I forget it? A brief introduction

We all know that credit cards can be used not only for credit card spending, but also for online payment. When online payment is made, it is usually required to enter the validity period of the credit card. If you forget the validity period or enter it incorrectly, it will lead to failure. If you really can't remember the validity period of a credit card, you can try to find out by these methods.

I forgot the validity period of my credit card. How can I check it?

the validity period of a credit card is also one of the important vouchers for online payment, and its function is as important as the security code. It is also printed on the face of the credit card, most of which are on the front of the card. Of course, some of them may be printed on the back. However, no matter where the location is, the format is almost the same. MM/YY, as long as you find a group of numbers with slashes, it is undoubtedly valid.

As mentioned earlier, you must enter the correct card validity period for online credit card transactions. If you forget the card, just take it out and check it on the credit card face. If you don't have it with you, or if you have lost your credit card, or if you have your credit card with you but the validity period has been crossed out, this method will definitely not be found.

some cardholders may want to call the credit card service hotline of the issuing bank and transfer it to the human customer service for help. This seems to be no problem, but the customer service may not help you check, even if the identity is verified by the cardholder himself. After all, only the cardholder has the right to know the validity period of the credit card.

in this case, the safest thing to do is to report the loss of the credit card and reissue a new card. When the new card arrives, you will naturally know the validity period of the card. It should be reminded that the validity period and security code of the new card may change, so it is necessary to update the previously bound credit card information into the new card information before online transactions.

where to look at the expiration date of the credit card

The expiration date of the credit card is the expiration date, which is at the lower part of the front of the card. Below you can see 4 digits, and there will be a slash between the 2 digits, which is the expiration date of the credit card. Generally, the month is in the first two places, and the year is in the last two places. For example, 1/24 means that the expiration date of your credit card is January 224.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

consumers with credit cards can go to the special commercial service department for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

According to the Analysis Report of China Credit Card Industry in-depth Investigation and Investment Strategic Planning in 213-217, since 21, in order to curb the excessive rise of asset prices and control inflation, the China government has implemented a prudent monetary policy and adopted a series of moderate austerity measures, which shows that macro-prudence and strengthening capital supervision have become the core of banking supervision in China, and various tightening money supply operations and capital restraint policies have had a profound impact on the liquidity level, credit supply rhythm and structure of China commercial banks.

The analysis shows that the evolution of the industry structure has further optimized and diversified the product mix, and also strengthened the research and development of new industry standards and mobile payment; Deepening credit penetration; Staging business is developing in depth.

in February p>212, the bank confirmed that credit cards are safer without passwords, and if they are stolen, they will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 2-5 days). Credit card consumption enjoys an interest-free period, and the bill amount will be paid off before the due repayment date, and no expenses will be incurred. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the day of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.

China's credit card market is still one of the fastest growing product lines in China's personal financial services market. Although the economic benefits of the industry are full of challenges, the average annual growth rate of credit card issuance in China will remain at around 14% in the next 1 years, and the profitability will also tend to improve. It is estimated that the cumulative number of credit cards issued in China will exceed 8 million by 22.

where can I see the date of the credit card?

The validity period of the credit card is generally marked on the card face, and the format is "month/year". For example, "9/22" means that the credit card is valid until September 222, and the cardholder needs to change the credit card before this date. Credit cards are generally valid for 3 to 5 years. Credit cards issued by different banks have different validity periods. Generally, banks will remind them to change their cards before they expire.

Credit cards, also called debit cards, are credit certificates issued by commercial banks or credit card companies to qualified consumers. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

according to different card issuers, it can be divided into bank cards and non-bank cards

bank cards. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or withdraw cash at any time at all branches of the issuing bank or places with ATMs.

non-bank card.

this kind of card can be divided into retail credit card and travel and entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are dedicated to shopping in designated stores or filling gas stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by service industries, such as airlines and travel companies, which are used for ticket purchase, dining, accommodation and entertainment.

according to different issuers, it can be divided into corporate cards and personal cards

corporate cards. Corporate cards are issued to all kinds of industrial and commercial enterprises, scientific research and education institutions, state party and government organs, military units, organizations and other legal organizations.

personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. Personal cards are applied for in the name of individuals and bear all the responsibilities of using them.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary cards. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and their requirements are not high.

gold card.

the gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are those with high credit, strong repayment ability and credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are much wider, so the requirements for related service fees and guarantee money are also higher.

How to see the validity period of a credit card

Just dig out the card and find the date marked on the card face.

the expiry date of a credit card is usually marked below, which is easy to find. The usual format is: "ValidThru××/××".

in other words, if your credit card is marked with "ValidThru6/2", it means that your card will expire in June 22.

of course, some credit cards will not only be marked with the expiration time, but also with the start time of the validity period. The format is "ValidFrom××/××, ValidThru××/××".

in other words, if your credit card is marked with "ValidFrom6/15, ValidThru6/2", it means that your card is valid from June 215 to June 22.

in other words, if your credit card is marked with "ValidFrom6/15, ValidThru6/2", it means that your card is valid from June 215 to June 22.

how to check the validity period of a credit card?

Bank of China credit card expiration date inquiry method: You can inquire the expiration date of the credit card through the four digits on the front or back of the card, with the first two digits representing "month" and the last two digits representing "year".

as the card expiration date is important information for online payment, you need to keep it properly. In view of the frequent network and brush theft incidents, in order to ensure the security of your account, the customer service channel is temporarily unable to query the expiration date information for you.

the above contents are for your reference. please refer to the actual business regulations.

that's enough for the introduction of how to check the credit card date.