The actual name of the debit card you mentioned is credit card, which is mainly divided into two types: credit card and quasi-credit card. I don't know which one you did. I guess you did the former. Let’s talk about both below.

1. The credit card can be used for transactions in shopping malls and supermarkets just like the debit card (savings) card of the Agricultural Bank of China. The maximum repayment period is 56 days. If you swipe your card for consumption on the 10th of each month, your irregular payment period is 56 days. During this period, no interest will accrue, which means you do not need to pay back the money you consume. Interest. The minimum period is 25 days. This is the case if you consume on the 9th of each month.

2 There is no interest on credit card deposits, but there are handling fees for withdrawals. At the same place, the minimum withdrawal is 1 yuan. The percentage of withdrawal fees is 1.

3. The most common way to use a credit card is to make purchases in supermarkets. Of course, if you are temporarily short of money, you can withdraw money from an ATM machine.

Things to note are: 1. You’d better repay the loan within the repayment period. There are many ways to repay the loan. There are two most common methods. Use online banking to withdraw money from your savings. This is the repayment method I use to transfer money from the card to the credit card. The second repayment method is to repay at the bank. 2. When using a credit card to make purchases, it is best to use a signature method, that is, use a password to make purchases.

There is also a quasi-credit card. It earns interest on deposits. There is no free repayment period for the overdraft, and interest will be paid. This is obviously different from a credit card.

Finally I wish you success