Credit card loan methods: 1. You can call the credit card issuing bank to apply for a credit card loan. 2. You can also apply on the mobile APP. 3. Take your credit card to the bank branch and ask the staff to apply. Generally, when you use a credit card for a loan, there will be a limit. This limit is given by the bank based on the credit status of the credit card holder. The more frequently a credit card is used, the higher the limit will be, of course provided that repayments are made on time.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back.

Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date.