Hello, credit cards can't be overdrawn to buy funds, and banks don't encourage using credit cards to withdraw investment. ICBC, on the other hand, issued a fund credit card, which has the function of automatically applying for redemption of the money fund and automatically repaying the credit card arrears. It is a credit card specially used for capital transactions jointly launched by Industrial and Commercial Bank of China and Credit Suisse Branch of Industrial and Commercial Bank of China.

In fact, ICBC has both credit card accounts and debit card accounts, which are bound together. The ICBC Fund Card sets the upper and lower limits of the deposit balance of the ICBC Fund Card by binding the ICBC Fund Transaction Card (referring to the debit card of the TA account for fund transaction) and the ICBC Credit Card at one time, and can automatically apply for and redeem the ICBC Credit Suisse Monetary Fund through the ICBC Fund Card, and can enjoy an interest-free repayment period of up to 56 days. On the due repayment date, the deposit in the ICBC fund card will automatically repay the credit card arrears.