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How can I get a credit card without a fixed unit? Which bank is easy to handle?
How can a bank handle a credit card without a fixed unit?

Without a work unit,

you must have a bank deposit,

or a real estate license,

or an industrial and commercial business license, etc.

ICBC, Bank of China and China Construction Bank

provide the above financial proof for counter application. Without a fixed job, where can I get a credit card?

impossible. The logic of the bank is that no job means no income,

no income means no repayment ability,

no repayment ability means overdraft and borrowed money will not repay.

will you lend money to someone who has borrowed money and won't pay it back? How to apply for a credit card if you don't have a fixed job

(China Merchants Bank) The most important conditions for applying for our credit card are that you are 18-6 years old (foreigners are 25-6 years old), have certain economic ability and have a good credit record. Please refer to our actual audit for the credit card application results. The necessary application files are copies of identity certificates and work certificates. If you can provide other financial proof files, it will be more helpful for us to understand your personal situation and judge the credit limit.

the work certificate can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a photocopy of the work permit/license. Can no fixed unit apply for a credit card?

No, because applying for a credit card requires proof of work.

Conditions for applying for a credit card:

1. At least 18 years old and no more than 65 years old;

2. I need my second-generation ID card;

3. Have a work certificate and an income certificate stamped with the financial seal of the unit;

4. No bad credit record;

5. other financial proof, such as real estate, cars, stocks, bonds, etc.

Application materials for credit card:

1. Identification materials: photocopy of resident ID card or military officer's card;

2. Proof of work and income;

3. Other financial proof: such as photocopies of real estate license, automobile driving license and deposit certificate.

Credit card application process:

1. Fill in the application form;

2. information for the bank itself, and a photocopy of the information;

3. The bank sends it to the credit card center;

4. The credit card center conducts auditing, card making and issuing;

5. after I get the card, I open the card and wait for the password letter. Without a fixed job, can people who open their own stores apply for credit cards?

people who open their own stores can only apply for credit cards if they have a business license with proof of work income.

To apply for a credit card, you must provide an ID card, proof of work income, etc. before the audit can be successful. The rules for banks to apply for a credit card are as follows;

1. Age requirements: the age is between 18 and 65;

2. Income and asset requirements: stable occupation and income;

3. Credit and ability requirements: Good credit and ability to repay and pay interest on time;

4. Have full capacity for civil conduct;

5. provide originals of various certificates.

how can I get a credit card if I don't have a regular job?

proof of medical insurance and social security is enough. How can I apply for a credit card without a fixed unit in Dalian Pulan Store?

It's ok to have a fixed income, but the amount you need to prove is generally less than 1 times the monthly salary. I hope my answer will help you.

Hehe, it's easy as long as you can get the official seal of your company. Write a certificate to prove that you are an employee of this company, and then fill out a form for the bank staff you want to apply for a card. It's easy in pulandian city, but it's hard to say in the countryside. I'm from Pulandian, too. It's easy to handle as long as I have an official card. But last year, the country was a little tight, so it's not allowed to handle credit cards casually, so you'd better prepare the business card of the company where you are, and just print the official seal of your company on the income certificate. It's best to choose banks like the joint-stock system, such as China CITIC Bank, China Guangfa Bank and Minsheng Bank, which are easier to handle, and Bank of Communications. It's about 1, yuan after approval. But there are also the most difficult ones, namely ICBC and CCB, which are the most difficult to handle. BOC is also difficult to handle, but as long as you apply for a bank's credit card, you can handle the bills accumulated for three months with BOC. ABC is also difficult to handle. Is there no fixed unit to apply for a credit card?

Yes, you can have a house book, a car book, a time deposit certificate and a license. Question: Can a self-employed person apply for a credit card without a fixed unit?

It is difficult for a self-employed person, but it is also possible to apply. A bank credit card requires an applicant to have a fixed income. You can consult the bank. I personally recommend applying for a credit card of China Merchants Bank, which is easier to approve!