1.ATM self-service machine: users can withdraw cash not exceeding the withdrawal limit from ATMs with UnionPay logo in China, and charge fees and interest for overdraft withdrawal.

2. Bank counter: Users can bring the credit card of Guangfa Bank to the outlets of Guangfa Bank to handle the cash advance business.

3. Mobile banking: The user logs in to mobile banking, clicks "Credit Card-I want to withdraw cash" after entering, and completes the credit card withdrawal according to the prompts.

4. Telephone cash withdrawal: Users can call the credit card customer service hotline of Guangfa Bank, and then transfer to manual customer service, and the staff will help users complete the cash withdrawal business.

5. Personal online banking: users log in to personal online banking, select the cash advance function after entering, and complete the cash withdrawal by credit card according to the system prompts.