China Merchants Bank credit card repayment date and method

The China Merchants Bank credit card repayment date is the 18th day from the bill date, that is, if the 5th is the bill date, the final repayment date is On the 23rd of the month, if the 17th is the billing day, the 5th of the next month will be the final payment date (regardless of the size of the month).

The bill date of China Merchants Bank credit card can be set to the 5th, 7th, 10th, 12th, 15th, 17th, 22nd and 25th of each month. You can call the China Merchants Bank credit card customer service hotline Modify your billing date.

The interest-free repayment period starts from the consumption date to the final repayment date. The longest interest-free period for China Merchants Bank credit cards is 50 days and the shortest is 19 days. The interest-free period you enjoy depends on the card consumption date. The length of the period is different. You can enjoy the longest interest-free period if you spend the day after the bill date.

What channels can users use to repay China Merchants Bank credit cards?

How to calculate the credit card repayment date?

There are two calculation methods for credit card repayment period: 1. Clearly stipulate that a certain day of each month is the interest-free deadline, and the interest-free period starts from The date between the consumption date and the expiration date. 2. The cardholder sets a single day, and then sets the latest repayment date based on the bill date. The interest-free period is the date from the consumption date to the latest repayment date. The credit card repayment due date refers to the last date on which the credit card issuing bank requires the cardholder to return the amount due. That is to say, after the card-issuing bank issues the bill, all the charges previously consumed should be paid off before the due repayment date. In fact, the repayment due date is the last day of the interest-free repayment period. Repayments before this date are interest-free. Overdue interest and late payment fees will be charged. The interest-free repayment period is different for each bank. For example: the billing date of an ICBC credit card is the end of each month, that is, the 30th or 31st, and the repayment date is the 25th of the following month. Assuming that you consume on the 1st of the month and repay on the 25th of the following month, you can enjoy up to 56 days. Interest-free period. The repayment date for CCB credit cards is 20 days after the statement date. For example, the 5th of each month is the billing day, and the payment due date is the 25th of the month. The final repayment date for Agricultural Bank of China credit cards is the 25th day after the statement date. 18 days after the last repayment date of China Merchants Bank credit card statement, that is, if the 5th is the billing day, the last repayment date is the 23rd of the month, and if the 17th is the billing day, the 5th of the next month is the final repayment day (regardless of size) moon).

What is the repayment date for China Merchants Bank credit card?

1. The repayment date for China Merchants Bank credit card is determined by the statement date, and the statement date is randomly assigned by the system, usually No. 5, No. 10, No. 15, No. 17, No. 20 and No. 25.

2. The repayment date of a China Merchants Bank credit card is 18 days from the statement date. For example, if the statement date is the 15th of each month, then the repayment date will be the 3rd of the next month. Users can modify the billing date once every six months, so that the repayment date will also change accordingly.

3. In addition, China Merchants Bank credit card repayment date has a three-day grace period, that is, full repayment within 3 days after the repayment date will be counted as on-time repayment, which is equivalent to extending the exemption for everyone. interest period.