What should I do if my ICBC car loan card is lost?

If your car loan card is a credit card and has been lost, to prevent risks, please report the loss as soon as possible and log in to ICBC Mobile Banking and select " Use the "Favorites-My Account-More-Account Report Loss" function to report the loss. If there are cards that are not registered in mobile banking, you can report the loss of cards that are not registered in e-banking through mobile banking-security center-emergency processing. Or you can call the ICBC customer service hotline 95588, or go to the card issuer or business outlet with your valid ID to report the loss.

After reporting the loss of your ICBC credit card, you can call the ICBC customer service hotline 95588 and transfer to the credit card manual service or bring your valid personal ID to the designated acceptance branch at the place where the card was issued for card replacement. The card number will change after the card is replaced.

Warm reminder: Reporting the loss of a credit card generally requires a 20 yuan loss reporting fee.

(Answer time: March 19, 2020. In case of business changes, please refer to the actual situation.) How to deal with the loss of ICBC car loan credit card

Simple, the first step, Call the customer service number directly and apply for a reissue online. The card fee is about 50 yuan. It will be mailed within 3-7 days and the card will be received within 3-7 days. During this period, you cannot make purchases by swiping the card, but you can pay online.

The second step is to go to the counter to re-apply. After 7 working days, go to the bank to confirm the loss report. After confirming the loss report, replace the card. The bank card that received the new card loan 3-7 days after the replacement is lost. what to do?

If you lose your bank loan card, you should first go to the bank to report the loss. If you confirm that you can't find the old card, you need to apply for a new card. After the new card is reissued, if you keep the original card number, no additional processing is required. If the new card uses a new card number, you need to change the repayment bank card with the bank and change the new card to a loan card.

Reissue process: First, the cardholder needs to contact ICBC customer service by phone to report the loss, and within the validity period of the temporary loss report (15 days), he or she must bring the valid ID used when opening the account to any ICBC business office here or elsewhere. At the branch, inform the staff that the card is a loan card and ask the staff to assist in applying for a bank card reissue. If the card number has changed, ask the staff to go through the change procedures. After the operation is completed, you can use it normally.

Any legal person enterprise, unincorporated enterprise, public institution legal person unit and other borrowers who need to apply for loans from various financial institutions and handle credit business such as acceptance bills, letters of credit, credit extensions, letters of guarantee and provision of guarantees must Apply for a loan card to the central branch of the People's Bank of China in each city or the county branch where your business license (or other valid certificate) is registered.

Apply for a loan card:

Personal loans are divided into secured loans and unsecured loans. Loan conditions and bank standard requirements for borrowers:

1 . Have a Chinese resident ID card or household registration certificate, and be over 18 years old.

2. Persons who are not serving sentences but are on the run and have no bad habits.

3. Have good credit, have certain financial strength, and have the ability to repay principal and interest.

4. The borrower must be a natural person with full civil capacity and must ensure that the loan is used for legal operations.

5. Have a stable career and income, high integrity, clear asset rights, no malicious default on bank loans, and no triangular debt. Attached documents include valid ID cards, passports, marriage certificates for yourself and your spouse (if you are not married, you need to provide a certificate of unmarriedness or a certificate of celibacy), financial product statements or utility payment slips or household registers for the past three months, personal tax payment certificates or certificates for the past three months. Monthly bank statement or bank transaction statement or bank passbook.

Enterprises (units) and individuals who apply for loan cards download the "Balance Sheet", "Profit and Profit Distribution Statement", and "Cash Flow Statement" from the municipal government website, fill in the data and copy it , go to the People's Bank of China at the place of registration to apply for a card.