You can apply. You can apply online. But I suggest you apply for a bank with outlets. In this case, you can go directly to the counter to ask questions.

On-line processor:

1. Enter CITIC Bank official website and select a credit card.

2. Choose to apply for a credit card.

3. You can see the steps of applying for a credit card, including "verifying information", "filling in information" and "completing application", and then select the card type to apply for.

4. Fill in your own information and click OK.

5. Click "Submit Now" to further improve your information. If the application is successful, the customer service staff will contact you.

6. After confirming the information with you, the bank staff will mail the card to you, and you can use it after activation.