1, cancel the credit card. You can call the bank customer service directly or cancel the credit card business at a bank outlet. Before canceling the credit card, you need to pay off all the debts in the credit card and cut off or destroy the credit card.

2. Freeze credit cards. I don't use my credit card for the time being, but I don't want to cancel my credit card directly. You can choose to freeze your credit card. You can call the bank's customer service phone number or go to the bank outlet to handle the credit card freezing business. Before freezing the credit card, you need to pay off all the debts in the credit card.

3. No matter which way you choose, you need to pay attention to safety issues. When canceling or freezing a credit card, make sure that all the debts in the credit card are paid off to avoid additional expenses. When keeping credit cards, you need to pay attention to the security of credit cards to avoid being stolen or abused.