Last year, my relatives asked me to use my ID card for him. Today, I received a phone call from the Public Security Bureau saying that the bank reported that I was suspected of maliciously defaulting on my money. In this case, you need to take your relative to court: accuse him of credit card fraud. After the court appeals successfully, the bank will remove your blacklist.

If you don't sue your relatives for credit card fraud, the bank will sue you for credit card fraud. In other words, you take the fall for him.

Related knowledge:

Stealing someone else's credit card belongs to the category of credit card fraud, which is one of the financial fraud crimes stipulated in our criminal law. Among them, credit card fraud accounts for about 60% of the total financial fraud cases.

Article 196 of the Criminal Law lists several situations that constitute the crime of credit card fraud, including the act of "fraudulently using another person's credit card".

Stealing another person's credit card and using it in the name of the cardholder without the consent or authorization of the cardholder is a typical "fraudulent use of another person's credit card".