Postal savings bank credit card can delay repayment for 4 days because it has a 4-day repayment grace period. If the debt is not paid off on the repayment date, it can be repaid in full before 5: 00 pm on the fourth day of the grace period to confirm that the debt has been paid off and no other expenses will be incurred.

If the debt is not paid off on time within the grace period for repayment, it shall be deemed as overdue. After overdue, the interest of the credit card will be calculated from the billing date, and the corresponding penalty interest will be generated.

Is there a minimum repayment period for credit cards?

It is possible to achieve the minimum repayment amount. The minimum repayment amount within the grace period is normal repayment, and there will be no overdue situation. The overdue situation is mainly that the repayment has not been made after the grace period, or the repayment amount has not reached the minimum repayment amount.