What bank credit card is easier to approve?
1 bank of communications credit card: the main card applicant 18-60 years old (please consult the local counter staff if you apply for a card through a branch channel) and has full capacity for civil conduct; Supplementary card applicants must be at least 1 1 one year old and above, with no upper age limit, subject to the policy and review at the time of application.
Ping An Bank Credit Card: The annual debt of the main cardholder is above 20~65 years old (inclusive), which credit card can the supplementary cardholder 14 ~ 65 years old (inclusive) apply for? New family applications need these materials: credit card applications; Resident identity card within the validity period; Work certification document. Whether the final application is successful or not depends on the background review.
Credit card of Guangfa Bank: the main cardholder 18~65 years old, and the supplementary cardholder 16~65 years old; There are Guangfa outlets at work/permanent residence; The annual income before tax reaches the local average; High school education or below is required to work in this unit 1 year.
4 Credit card of Industrial Bank: 18 to 60 years old (online self-service application needs 2 1 to 55 years old). Have a stable job and income; Credit information is good, it is best not to be overdue.
Credit card of China CITIC Bank: the principal card applicant 18-65 years old, and the supplementary card applicant 16-75 years old, and they are natural persons with full civil capacity.
Credit card of China Merchants Bank: Credit card applicants should be over 18 years old, and foreigners should be over 25 years old. When applying, you should provide a credit card application form, and attach a resident ID card and work certificate within the validity period. It is suggested that some financial certificates can be attached to help credit card issuance and increase the limit. If the age is above 14 (inclusive), it is suggested that you can apply for a supplementary card.
A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:
Everbright Bank's credit card is free, and new users of CITIC Bank's credit card can apply for this card quickly as long as they send a 2-year JD.COM Plus annual card. New users of Huaxia Credit Card can enjoy the 240 yuan WeChat reduction package when handling this card, and Minsheng Bank Credit Card can easily go offline. The amount is high, and the annual fee is free for this card. Shanghai Pudong Development Bank's first credit card will be sent to the PLUS member's annual card to apply for this card. New users of China Merchants Bank's credit card can spend a sum at will and send it to JD.COM Plus members for 2 years. Apply for a card with a maximum credit limit of 50,000 yuan. New credit card customers of China Guangfa Bank will receive a one-year JD.COM Jiajing Classic Annual Card for card application. This card has no interest-free repayment period and the daily interest rate is 0.05%. Apply for this card. Ping An Bank's credit card will get a 8.8% discount every day. Apply for this card. Guangzhou bank credit card can be given for up to 36 months throughout the year. Video members who apply for this card can enjoy a one-point gift when they open Changsha Bank Credit Card. Apply for this card. The highest cashback is 65,438+00%. 10+ mainstream e-commerce companies generally apply for this card, so users should ensure that their credit records are not bad, so as not to be rejected.