1) All-currency international credit cards can automatically purchase foreign exchange for repayment in RMB.

2) Free of annual credit card fee without additional conditions within the validity period.

3) Any foreign currency consumption in the world, 0 currency exchange fee.

Tips:

* This card has automatic foreign exchange purchase function by default and cannot be cancelled. RMB and foreign currency consumption are credited for repayment, and foreign currency repayment is not supported.

* This card cannot be used on the machines of UnionPay line or non-China Merchants Bank cooperative merchants. If you need to trade in the above channels, I suggest you apply for other credit card products of China Merchants Bank.

UnionPay lines are basically used in China, and all-currency cards can no longer be used on UnionPay lines.