if the available balance of the credit card is different from the account balance, it may be because overdraft consumption, cash withdrawal or pre-authorization has not been repaid or cancelled. If the available balance of debit card is different from the account balance, it may be due to pre-authorization, delayed transfer, appointment to purchase funds and wealth management products, or precious metal pending transactions, which leads to the freezing of funds. There are various reasons for the inconsistency. Please call the customer service hotline of the issuing bank for details.