Call the customer service of the relevant bank credit card center for confirmation.

SMS may be sent by a pseudo base station to steal your personal and bank card information. Please don't click the link inside.

if the credit card money is not paid back, if it is several months, the general bank will call or text message for payment.

if the time is too long and you are suspected of credit card fraud, the bank will also institute legal proceedings through the courts and other judicial organs.