I need to emphasize to you that basically all the functions of credit cards are highly consistent, so this means that you don't need to be particularly entangled in the choice of credit cards. Some people pay special attention to the layout of credit cards. You can choose your favorite credit card type, but don't worry too much, because the basic function of credit card is overdraft function, and most users can't use the extra functions of credit card.

1. What is the first graduate credit card?

This is a graduate credit card tailored by China Merchants Bank for graduates. For many college graduates, many people want to apply for their own credit cards. Because many people didn't have the habit of using credit cards before, the function of the first graduate credit card is relatively close to the people and basic, and there will be some installment services and integral activities especially suitable for young people. If you like online shopping, the first graduate credit card is a good choice.

Second, you can also apply for credit cards from other banks.

I don't make any commercial recommendation here, just from the perspective of credit card selection, because the functions of credit cards are very close, and the interest-free period and repayment situation of credit cards are also highly similar. If you don't have special needs, I think you can also try to apply for credit cards from other banks without focusing on the first graduate credit card.

Third, the first graduate credit card is relatively suitable for students.

Because you are about to graduate from college, the first graduate credit card will have many functions suitable for students, such as commuting, daily renting and so on. If you choose to work in a first-tier city after graduation, the first graduate credit card will have many consumption functions that meet the needs of young people, which is relatively convenient. Generally speaking, you can choose to apply for other credit cards, and the first graduate credit card is also good, so don't worry too much.