The first time a credit card is swiped, it is the first time a cardholder uses a credit card to spend money. At present, banks will give corresponding gifts to cardholders who swipe their credit cards first. Like China Merchants Bank's young card, the first gift is 188 yuan, and the first gift is brand suitcase, brand razor and China Merchants Bank 1 0,000 points. The cardholder can choose one of three.

After the cardholder gets the credit card and activates it, he swipes the POS machine with the card for the first time, or pays online, which is called swiping the card for the first time. To put it simply, it is the first time that the cardholder uses this card for consumption, so the cardholder's swipe behavior is the first time.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.