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How to check the latest credit card statement date and repayment date?

The billing date and repayment date will be displayed on the CCB credit card statement.

1. The statement date is the date when the cardholder's statement is generated. The cardholder's statement includes all transaction principals, fees or interest between the statement date of the previous month and the statement date of the current month. The billing date is generally a fixed day each month.

2. CCB’s bill delivery methods include: paper bill, electronic bill, and MMS bill. Users can choose different bill delivery methods according to their needs.

3. The statement date of CCB credit card can be modified once a year. If you meet this condition or have never modified the billing date, you can call the CCB customer service hotline to apply for modifying the billing date. The billing days currently available for selection include the 2nd, 4th, 5th, 7th, 9th, 10th, 12th, 13th, 14th, 15th, 17th, 19th, 21st, 22nd, 23rd, 24th, 25th, 26th and 27th of each month.

Extended information:

1. Delayed repayment will have a negative impact on personal credit record.

At the same time, in order to facilitate users to handle repayments, CCB has set a repayment tolerance-when the user fails to repay the entire repayment amount in full, the difference between the repayment amount and the total repayment amount will be If the difference is within 10 yuan (2 US dollars, 2 euros), CCB will treat it as full repayment, and the user can still enjoy the interest-free repayment period;

When the user fails to repay the minimum repayment in full If the difference between the repayment amount and the minimum repayment amount is less than 20 yuan (5 US dollars, 4 euros), CCB will treat the user as repaying the minimum repayment amount, and will not charge liquidated damages to the user, nor will it charge Give users a negative credit record.

Whether the user's card usage and repayment status will affect the user's loan application will depend on the specific policies of the bank where the user applies for the loan.

2. Several methods of credit card RMB repayment:

(1) Agree on automatic repayment of the account: Please refer to "Account Management-Basic Knowledge-How to Handle Automatic Repayment" "Payment"

(2) Online repayment: personal online banking, credit card website, CCB "Joy Life" life service payment platform

(3) Mobile repayment: mobile banking, SMS Repayment

(4) Repayment at our bank outlets and self-service equipment

(5) Repayment through third-party payment institutions such as Lakala and Fuyou.

(6) Transfer and repay through other banks’ branch counters, online banking, and self-service equipment.

Note: This function requires your debit card to activate the "Account Change Notification" function in our bank's SMS financial services.

Reference materials:

CCB official website_What are the forms of credit card statements?

China Construction Bank official website_How to check credit card accounts through the credit card website?

China Construction Bank official website_What services can be handled through SMS?