Question 2: What do you mean by paying back the credit card?
Question 3: What do you mean by credit card? Substitution; That is, if you want to give him the card, he will save you 4000 yuan, and he will find a place to brush his money himself. He will give you the card after returning it. You just need to give him a handling fee of tens of yuan, and it's done.
Question 4: What does credit card repayment mean? Credit card repayment is an effective way to relieve repayment pressure. In the process of finding an intermediary to handle the repayment, the repayment date can be postponed. It means that when the last repayment date of the cardholder's credit card expires, but I can't repay it in full at the moment, and the minimum repayment has to pay high interest, in order to maintain a good credit record, I can entrust someone else to repay it, and then I will brush out the repayment amount in the form of credit card consumption and return the funds to the cardholder.
Question 5: How to change the credit card, cash out the credit card and cash out.
Credit card cashing refers to the behavior that the cardholder withdraws the funds in the credit line of the card in cash by other means without paying the corresponding withdrawal fee from the bank.
Cash withdrawal by credit card is one of the inherent functions of credit card. The cardholder overpays or overdraws the cash withdrawal through the channels supported by the bank, and pays a certain withdrawal fee to the bank.
Second, the harm of credit card cashing
Many people don't know that cashing in credit cards is illegal and has great risks.
1. may affect your credit card limit and bring bad personal credit history.
Once it is identified by the bank as suspected of malicious credit card cash investment, such bad records may affect investors' future personal loan business such as mortgage and car loan, resulting in higher loan interest rate or even inability to lend.
In addition, for users to continuously withdraw large amounts of cash or invest in other ways, banks generally choose to appropriately reduce the credit card limit. 2. Credit card repayment risk.
If the funds can't be returned on time and the speculators don't have enough funds to repay the credit card in time, then, in addition to paying a certain late fee, they will no longer enjoy the interest-free repayment, and the bank will charge the user overdraft interest from the billing date. The higher the cash amount of credit cards, the longer the overdue time, and the greater the losses of speculators.
3. The third is legal risk.
It is illegal to cash a credit card. According to relevant regulations, the malicious overdraft will be convicted and punished for credit card fraud.
Question 6: What do you mean by credit card? How to charge it is to help you return it and then brush it out.
Question 7: What is the specific process of credit card "repayment"? You ask questions and I'll answer them. 1) "repayment on behalf of" means "prepayment"; 2) The specific process is: the payer takes your credit card and goes to the repayment bank first. Wait about ten minutes after paying back the money, and then take out all the money that he just paid back on his POS machine. End of operation; 3) The cost varies from place to place. Generally 2%-3%; 4) This question cannot be answered for sure. Credit card intermediary business has advantages and disadvantages. Some people really want to do this job to make money, while others are not good at it. We can't generalize. Anyway, it is not a formal institution of the country, and dealing with them must bear certain risks. It depends on your vision and luck in choosing a credit card intermediary. But in my experience, as long as you are careful when dealing with it, don't let the credit card leave your sight, and often change the password in time. With these protective methods, it should be safer.
Question 8: What do you mean by credit card? How to return it? How much do you charge? Can you be more specific? That is, there is no charge for deposit or transfer without a card.
Question 9: Hello, I would like to ask what credit card agent means. He returned it for me. What else do I have to pay for it? So how much do you owe? He will give you a handling fee and brush it out later. I handle credit cards here. You need to apply for a card from another bank. I can help you.
Question 10: Credit card repayment process: Credit card repayment means that they help you repay the arrears in the card, you pay them the relevant formalities fees, they just take out the money in your card, and then they use the POS machine to swipe your money into their account, so that your arrears are also paid, and they earn a formalities fee. However, if you can't pay it back by the next repayment date, they will still help you pay it back. Of course, it's best to hand it in yourself, so you don't have to.
In fact, this is a two-way benefit, not so complicated. Personal views are for reference only.