Gome Electrical Appliances does not need to go through any formalities if you want to buy goods with installment payment. Select credit card installment on the order checkout page and choose the number of installments to pay.
(1) Payment amount = order payable amount + installment fee.
(2) Installment payment requires a certain handling fee. The handling fee will be collected by the bank in one lump sum when repaying the first month. Please refer to the bank statement for the amount of handling fee. For example, China Merchants Bank: the fee rate for 3 periods is 3%, the fee rate for 6 periods is 4%, and the fee rate for 12 periods is 5%.
Extended information
Instalment payment notes:
(1) Virtual goods such as game orders, mobile phone recharges, and lottery tickets do not support installment payment for the time being.
(2) Installment payment orders cannot be combined with other payment methods for the time being.
(3) Once the number of installments is selected, it cannot be modified. For example: after submitting the order, select the number of installments as 3, and click Next to pay. If the payment is unsuccessful, you will not be able to choose 6 or 12 installments when you select the number of installments again.
(4) Installment payment can only be made when the total amount of the product is less than the credit card limit. If the credit limit is exceeded, please choose other payment methods to complete the payment. Please consult your card issuer for your credit card limit.
(5) For refunds due to order cancellation, rejection, or return after successful payment, our company will return the corresponding refund amount to the credit card used for payment. Generally, the refund will be credited to your account. The time is about 15 working days; the bank will charge a certain proportion of installment handling fees for returns and refunds, which is subject to bank rules.
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