To apply for a temporary quota of 12,000 yuan, the quota is 12,000 yuan.

Credit card temporary limit: The bank combines various factors to temporarily increase your total credit limit based on your permanent limit. Banks have regulations for temporary quotas, which are generally increased by about 20% based on the fixed quota.

The available limit of a credit card: refers to the maximum amount that can be consumed by a credit card owned by a credit card. It includes the fixed credit limit (that is, the maximum overdraft limit of a credit card) and the amount deposited into the credit card.

The temporary credit limit of China Merchants Bank Credit Card is a temporary adjustment of the credit limit for cardholders. When the fixed credit limit of the credit card is not enough, you can call the credit card center of China Merchants Bank and ask customer service for a temporary limit within a certain period of time. The credit limit is increased, but after the specified time, the credit limit is adjusted back to the original fixed limit.

The temporary limit does not enjoy revolving credit. The actual credit limit exceeding the original credit limit will be included in the minimum repayment amount of the current statement and needs to be paid off in one lump sum before the due payment date.