ICBC credit card application does not have strict requirements on customer qualifications, and both black and white pure flowers have the opportunity to apply for the card! If you are this type of person, I suggest you choose ICBC. Next, I will share with you some ICBC credit card application tips to help you get an ICBC credit card quickly!
1. Debit card optimization
ICBC credit card review focuses on the bank’s contribution, so it is crucial to build the bank’s contribution.
We can apply for a savings card at the bank first, optimize the savings card through deposits, financial management, transactions and other operations, and then apply for a credit card after improving the bank's overall score. Generally, our industry star rating reaches 6 stars. If you apply for a credit card after reaching the credit card reference limit, the success rate and limit will not be bad. In a short time, the star rating will be improved and the bank's contribution will be improved!
2. Apply for popular card types
Industrial and Commercial Bank of China credit cards have a lot of credit card fraud, and there are often fraud operations, so when we choose the card type of ICBC credit card, try to choose the bank with the closest card type. Popular card types, free cards, or newly launched card types have relatively low application thresholds, and there are many cases of illegal accounts purchasing the card. During the period of optimizing the debit card, you can pay more attention to the dynamics of ICBC and find the right time to apply for the card.
3. Assets are king
The four major banks all like customers with assets. If we have large deposits, large financial management, or pledged loans in the bank, we can If you apply for a large credit card from Industrial and Commercial Bank of China, you can go directly to the bank counter to apply. If you have no conditions, you can follow the previous method to apply for a card, or you can apply for a card after building financial assets in the bank.
This is where I share the techniques for applying for ICBC credit cards. See you next time for more bank credit card techniques!