Evaluated from three aspects, how about GF Car Owners Elite Platinum Credit Card?
As we all know, China Guangfa Bank has created many exclusive credit cards for car owners, such as Guangfa Yiche Co-branded Card, Guangfa Car Owner Card, Guangfa Express Card, etc. However, most of these cards are ordinary cards and gold cards. Card level, there are very few platinum cards. China Guangfa Bank will add the Guangfa Car Owners Elite Platinum Credit Card product from August 3, 2018. I would like to be the first to know what this Car Owners Elite Platinum Credit Card is like and take a look.
How about a new credit card? Cardholders may be most concerned about the credit card limit, rights and annual fees. The following is a detailed introduction:
1. Credit card limit
< p>The limit of Guangfa Car Owner Elite Platinum Credit Card is generally more than 50,000 yuan. The better the credit conditions, the higher the limit issued by the bank. If the card applicant has average qualifications and may have a limit of less than 50,000, it is recommended that customers who have business dealings with the bank and do not have high-limit credit cards from other banks should apply for the card through a branch.2. Credit card rights
1) Points rights
Regular points: Spending RMB 1 with the card can automatically accumulate 1x GF points;
< p>Double points in birthday month: You can enjoy 2 times GF points in the month of birthday.2) Platinum benefits
Gas rebate: 1% cash rebate for refueling by swiping the card every month (the upper limit is 30 yuan/month); points for non-refueling purchases of 3,000 yuan or more with the card in the month RMB, you can get an additional 5% gas rebate (maximum 50 yuan/month).
Travel accident insurance: Free in the first year, and can be redeemed with points in the following year.
Roadside assistance service: Free in the first year, and can be redeemed with points in the following year.
3. Credit card annual fee
This card only issues the main card and does not have supplementary cards. The main card annual fee is 480 yuan/year; there are 3 credit card transactions (inclusive) within 90 days of the card issuance and The first-year annual fee will be waived for each transaction of 88 yuan (inclusive), and the annual fee for the next year will be waived on a rolling basis if the card is swiped 12 times (inclusive) or more.
From the perspective of the GF Car Owner Elite Platinum Credit Card’s limit, benefits, and annual fees, this car owner’s card is still worth buying. It is recommended that car owners who are qualified to apply for a platinum card can get one.
What is the GF Yiche co-branded credit card?
It is a credit card and there will be many discounts. You may consider getting one! There is also ICBC's Car 11, you can also consider it
How about Guangfa Car Owners Credit Card
Guangfa Car Owners Credit Card is a car owner credit card issued by China Guangfa Bank for car owners. This card can be used for Cardholders are provided with a variety of value-added services. For example, there are many benefits such as 100 kilometers of free roadside assistance, 1% gas rebate, and optional high-value insurance coverage. It is a credit card that is very worth applying for.
1. Debit card [debitcard] can be used for consumption online or at POS, or for transfer and withdrawal through ATM. Overdraft is not allowed, and interest is calculated on the amount in the card based on current deposits. Funds are withdrawn directly from the savings account when spending or withdrawing money. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels; they can be divided into domestic cards and international cards according to their scope of use.
2. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.
3. Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
4. Bank card. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.
5. Non-bank cards. Such cards can be specifically divided into retail credit cards and travel and entertainment cards.
Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., used for purchasing tickets, meals, accommodation, entertainment, etc.
Which GF credit card can give you cash back when you refuel? Take a look at these three models
For car owners, the monthly refueling fee is also a big expense. If you can get a credit card that can get cash back for refueling, it will not save you much money once or twice. It’s big, but it’s also very impressive if you do it more often. Here are three Guangfa credit cards, each of which offers cash back for refueling and other value-added service benefits, making it suitable for car owners.
Which credit card from Guangfa can get cash back for refueling?
1. Guangfa Youyoutong Credit Card: It is most suitable for self-driving car owners. It has two types: regular card and gold card. The annual fee can be waived by swiping the card 6 times. Use this card to enjoy 6% cash back when spending over 99 yuan, and up to 7% cash back when refueling. You can also enjoy 100 kilometers of free roadside assistance services nationwide, free high-value accident insurance, roadside rescue services, and nearly 1,000 services in 11 provinces. Free tours of cooperative scenic spots and other rights.
2. GF Bitauto co-branded card. There are two types of gold cards and regular cards. The annual fee is waived for 6 times of swiping the card. New accounts can enjoy 6% cashback for a single purchase of 99 yuan or more. 3% monthly for refueling, up to 9% cashback. The cashback strength is still For larger vehicles, you can also enjoy free 100-kilometer road rescue service, free high-value accident insurance and other services.
3. Guangfa car owner credit card. There are three types of cards: regular card, gold card, and platinum card. There are three major categories of benefits, including points-based rebates of up to 6% on gas purchases/5 times points/20% off on high-speed tolls tied to the card, choose 1 from 3; 100 free in the first year Kilometer roadside assistance service; free high-value accident insurance (driver accident insurance/travel vehicle accident insurance, choose 1 from 2), one of the must-have cards for car owners.
The above is the relevant introduction of "Which credit card of Guangfa can get cash back for refueling", I hope it will be helpful to everyone.
This is the end of the introduction to the Guangfa Yiche co-branded credit card and the Guangfa Bank co-branded credit card. Have you found the information you need?