Yes, most banks have an interest-free repayment period at present. But there are exceptions: the minimum repayment amount of postal credit card is 2%, and the daily interest rate does not exceed five ten thousandths; A few banks, such as Industrial and Commercial Bank of China and Agricultural Bank of China, charge late fees for bills owed by customers.

Postal credit card owes a minimum repayment of 20,000 yuan.

I would like to ask how much the postal credit card owes 20,000 yuan as the minimum repayment? Postal credit card owes 20,000 yuan, and the minimum repayment is 2,000 yuan. Generally speaking, with a credit card, the minimum repayment of 20,000 yuan is 10%, which is 2,000 yuan; If it is still the lowest every time, it will take at least 10 months; Installment payment is better than minimum repayment. After all, the amount is not small, and it can save some expenses by stages. Investment is risky, please make a careful decision.

Does the minimum repayment of postal credit card have any impact?

In addition to wealth management business, the credit card business of Postal Savings Bank is also favored by many people. There are many people who spend too much money this month, resulting in a very large repayment amount next month, and intend to choose the minimum repayment amount. However, do you know that postal credit cards have a minimum repayment? Cardholders can make a minimum repayment.

Actually, you don't have to worry about this problem. Basically, all bank credit cards have a minimum repayment. But the minimum repayment amount is a certain proportion. According to the regulations of the Postal Savings Bank, the minimum repayment amount is a certain proportion of the accumulated outstanding consumer principal (the Postal Savings Bank is 10%), and the sum of all expenses, interest, arrears exceeding the credit limit, cash principal borrowed in advance, and the unpaid part of the minimum repayment amount of the previous bill.

At the same time, everyone should know that choosing the minimum repayment amount will no longer enjoy the interest-free repayment treatment. The interest rate on the overdraft day is five ten thousandths, and the interest is calculated from the trading day until all the repayment amount listed in the bill is paid off. Therefore, don't overspend and try to control it within your repayment range.

The introduction of the minimum repayment amount of the postal savings credit card ends here.