When many cardholders with Bank of Communications credit cards are in urgent need of cash flow, they will withdraw cash through cash advance as an emergency relief. Although the Bank of Communications cash advance loan operation is very simple, when handling this business, everyone must pay attention to three matters, as follows:

1. Cash advance limit Bank of Communications credit card cash advance limit That is, your credit card cash withdrawal limit. This limit is set based on the cardholder's card usage. This limit will occupy your credit limit. Generally, the cash withdrawal limit for Bank of Communications credit cards is 50% of the credit limit. Of course, there are also individual credit card cash advances. The limit is 100%, such as Y-power card and MORE card. If you don’t know the specific cash advance limit of your credit card, you can log in to online banking, mobile banking or Bank of Communications Credit Card WeChat official account to check.

2. Daily limit of cash advance. Bank of Communications credit card cash advance does not allow you to withdraw as much as you want. It generally has a single-day cash withdrawal limit. Under normal circumstances, cardholders use Bank of Communications credit cards for each card. The daily cash advance limit through channels such as business outlet counters, ATMs, instant transfer services, scheduled transfer services, etc. shall not exceed 10,000 yuan.

3. Overseas cash advance. In addition to domestic cash advance, you can also use Bank of Communications credit card to handle cash advance business in any overseas country and region through overseas UnionPay lines or Visa/MasterCard lines. Withdraw cash in local currency. When you use overseas Visa/MasterCard lines to withdraw cash, it will be settled in US dollars and credited to your account. When using overseas UnionPay lines to withdraw cash, it will be settled directly in RMB and credited to the account, and there is no need to pay corresponding currency conversion fees.