Hello, since credit card installment payment is subject to your local bank policy, your actual monthly payment must be based on your bill.

The following is the bank's current settlement method:

After the calculation method is "commodity price ÷ number of periods", the integer part of the obtained amount is the required payment amount for each period, and the remaining The amount will be added to the first payment amount.

For example: the product price is 5899 yuan, and you choose to pay in 12 installments because 5899÷12=491.58333..., then the payment amount per period is 491 yuan; the remaining amount is 5899-491*12= 7 yuan, you need to pay 491+7=498 yuan in the first installment.

Conclusion: The first installment is 498 yuan, and each subsequent installment is 491 yuan, and will be settled after 12 installments.