1. Ping An Bank's reserve fund is a certain amount granted to you by Ping An Bank. After approval, you have 0 days to call to cancel. In fact, once your application is approved, you can't cancel it. Consumer reserve will be printed on your credit card two natural days after the hesitation period, and priority will be given to helping you refund the bills issued during this period. This reserve fund can only be used for consumption, and you cannot apply for Ping An smart currency. If you want to brush it off, you can only withdraw cash or spend it.
Second, 1. First of all, you should apply for the deposit for credit card consumption of Ping An Bank. After the approval of the bank, it will be sent to your credit card within two natural days after the hesitation period, so that you can use this reserve for consumption.
Of course, you should know your own consumption reserve and your own online payment limit. For example, I applied for a consumption reserve of 80 million yuan, but my online payment limit is only 146 1 1, so I must raise the online payment limit first. I can apply for adjustment through Ping An Pocket Bank app or by phone. Of course, the bank will also send a text message to inform you that you can follow the text message. I will operate after receiving the text message.
3. After the online payment limit is raised, you can swipe your card. Find someone to spend some money so that you can withdraw money from the safe. When you shop with a credit card, you will give priority to the consumption reserve. Run out of reserves as soon as possible. In any case, the handling fee will be collected every period and cannot be reduced. Of course, if you have a lot of money, you can also go to the ATM to withdraw cash, but the handling fee seems to be very expensive, which is charged at 2.5% of the cash withdrawal amount. Finally, 25 yuan is old and expensive. You'd better find someone to swipe your card.