The credit card application form cannot be altered, because it is necessary to avoid being modified by others. So once you fill out the application form incorrectly, you can go to the bank counter and ask for a new one to fill out.

Tips for filling out the credit card application form:

Marital status

Whether you are married or single, generally speaking, you can fill it out truthfully. But for older young people aged 28 or 29, you still need to think carefully when applying for a card. If you fill in the form of unmarried, the bank will consider that the status of the card applicant may not be very stable.

Home address

Applicants who have already purchased a house can directly fill in the address of the property under their name and attach a copy of the real estate certificate when submitting the information. Card applicants who do not have personal housing, such as those who rent a house, can fill in the home address of their hometown. If they stay for a long time, the bank will think that the address of the card applicant is very stable. For people like Beidiao, if you have local friends with good connections, you can fill in the friend's address if the friend allows it, and the check-in time can be Beidiao time, which can also show the residence stability of the applicant.

Residential phone number

Fill it in based on your home address, preferably a landline. Make sure your parents or friends’ parents (you need to say hello in advance) can receive it. Older people always give people a more secure feeling, and banks like that.

Workplace landline phone number

Failure to fill in this is the culprit that causes many card applicants to fail to apply for a card. The bank often chooses to call this number during return visits to confirm the card applicant’s job stability, which is directly related to the card applicant’s source of income.

Annual salary

It is directly related to the repayment ability. Many card applicants fill in the annual salary that is either too high or too low when applying for the card. In fact, the annual salary is directly related to the income certificate of the card applicant. , should be filled in according to the actual situation, but if the unit can issue an income certificate, it can also be increased appropriately to make the bank more assured. Be careful not to make anything up when filling in your annual salary. Firstly, the bank will have a relative reference value through social security, industry, position and other information. Secondly, once the bank discovers that the card applicant has forged information, the card application will basically not be successful. .

Contact person

You can choose to fill in the contact person: family members with stable addresses, friends with stable jobs and high incomes, colleagues in the same company, etc. In short, it can make the bank feel more at ease. stable group. It is not recommended to fill in friends who do not have a fixed job or whose income/residence is unstable.

Credit cards from other banks

Among the current mainstream banks, only 5 banks, Bank of China, Bank of Communications, China Guangfa Bank, Ping An Bank and Shanghai Pudong Development Bank, support card application. Card applicants are applying When using cards from these banks, you can provide credit cards from other banks that have been used for at least 3 months (different banks, such as Shanghai Pudong Development Bank regulations: you can apply at the counter if you have held credit cards from other banks for more than 1 year) and apply at the counter. If you use the card With good records and no overdue payments, the card can be issued more quickly.