To apply for a credit card, you need to be at least 18 years old, and you can apply for a credit card if you have a stable income or other financial proof.
Credit card application conditions:
1. The minimum application age stipulated by the bank is 18 years old, and the maximum application age is 60 years old;
2. The second generation of the applicant is required ID card;
3. Proof of employment and income stamped with the financial seal of the unit;
4. No bad credit record;
5. Other financial resources Proof, such as real estate, cars, stocks, bonds, etc.
Materials required to apply for a credit card:
1. Applicant’s ID card;
2. Application form for credit card from the bank;
3. Proof of employment and income certificate stamped with the financial seal of the unit;
4. Individual private operators need an individual business license and tax returns for the past three months;
5. Others Proof of financial resources: income tax withholding voucher; copy of own property certificate; copy of own car driving license.
Credit card application process:
1. Fill in the application form;
2. Give the bank’s personal information and a copy of the information;
3. The bank sends it to the credit card center;
4. The credit card center conducts review, card printing, and card issuance;
5. After I get the card, I open it and wait for the password letter. .