There is no restriction on the issuing bank of the credit card used for application, as long as it is a credit card that has been used normally for more than 3 months and repaid on time.

1. Xiaoying Kadai is a mobile application that helps young users borrow money quickly, easily withdraw funds, and receive credit quickly. Among them, the "credit card reimbursement" product can quickly pay off credit card bills and restore credit. Quota, produced by Xiaoying Puhui Honor. Xiaoying Kadai relies on facial recognition, intelligent scanning and other technologies as well as big data risk control to create a mobile loan experience for users with “easy application, efficient approval, and fast loan disbursement”. In order to meet users' needs for querying and managing personal credit, Xiaoying Kadai APP is connected to the national credit reporting system - the People's Bank of China Credit Reporting Center (PBOC Credit Reporting Center), through which users can check personal credit reports for free at any time.

2. Xiaoying Kadai relies on Xiaoying Technology to match diversified funds, help applicants directly repay credit cards, and loan funds directly into the credit card. It can provide personalized application limits based on the user's credit status. services, the maximum amount can reach 50,000. Compared with other loan products, the advantage of Xiaoying Kadai is that the funds are directly transferred to the user's credit card, and the restored limit can be used in different scenarios such as purchasing digital products, traveling, and training.

3. The application process is also very simple. You only need to fill in your ID card and contact information to complete the application. Because Xiaoying Kadai is connected to a large amount of external data, it is very fast from submitting an application to making an approval decision. It only takes 3 minutes for approved users to obtain a loan. At the same time, Xiaoying Kadai provides the service of querying the simplified version of the credit report of the People's Bank of China. Users can conveniently and quickly check their credit report and keep track of their credit status at any time.