Bank of Communications has a low credit card threshold and a high credit line, but its risk control is old and strict, and it is common to be blocked and downgraded without warning. For example, there are often card friends who use their cards normally, and suddenly they can't swipe their cards. They only know that they have been blocked by calling customer service. However, it is a precursor that the credit card of Bank of Communications is controlled by the wind. Here is a trick to let you know that the credit card is controlled by the wind. the precursor of the bank of communications credit card being controlled by the wind. I want to know what state your bank of communications credit card is in and whether it is controlled by the wind. You can judge by the credit card staging. Specifically, you can download the Bank of Communications Credit Card Pay APP, click "I want to pay by installments" after logging in, and then study the number of installments of your credit card. Generally, there are five results: 1. The maximum number of installments of Bank of Communications credit card is 24. If your credit card can be divided into 24 installments, it means that your credit card is not controlled by the wind, and you are still a high-quality customer of Bank of Communications. You can swipe your card if you want, as long as you don't use your card illegally and don't touch the risk control point of Bank of Communications. 2. If the maximum number of installments can only be divided into 12 installments, it means that you have triggered the risk control system of Bank of Communications, which is not controlled by the wind for the time being, but it is not far from the risk control. It is said that as long as the single amount of credit card exceeds half of the quota, it is more likely to be controlled by the wind. 3. The maximum number of installments is 6, which is normal, without any risk, and safer than 12, but it is second only to 24, and occasionally the temporary quota will be increased. 4. The maximum number of installments is 3, so this card is a high-risk card. You may be able to brush out the first payment after repayment, and the second payment will be frozen, and the card will be sealed within 6 months. 5. You are not qualified for staging. This is 1% controlled by the wind, and it may be blacklisted by Bank of Communications. However, the card can be swiped normally, but if the card swiping posture is wrong, such as cashing out, it is easy to be blocked and downgraded.

Summary: Bank of Communications' credit card risk control is very strict. You can judge whether your credit card is controlled by the wind through the above five results. Don't worry too much if it is controlled by the wind. We can cancel the risk control by spending money by swiping the card normally, repaying the money on time, and developing a good habit of using the card.