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How to solve the suspension of credit card use
Credit cards should be cancelled.

Logout process:

1. First, call the credit card of Agricultural Bank of China and transfer to manual service. Tell the customer service representative that you want to cancel the bank credit card, and the customer service representative will register you.

2. Within five working days, the staff of the credit card center will contact you by phone to confirm the cancellation of the credit card. At this time, the staff of the bank credit card center will keep you by exempting the annual fee and sending points. You can evaluate for yourself whether to cancel your credit card.

3. After confirming that the bank credit card must be cancelled, the staff will officially cancel the registration. Forty-five days after the formal account cancellation, they took out the overpayment at any branch in the province where the credit card account was opened (the account cancellation procedure could not be completed for the arrears), and the whole bank credit card account cancellation procedure was completed.

Extended data

Credit card application:

1. In most cases, citizens with full capacity for civil conduct (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

2. The object of applying for a credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.

3. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

4. The application method is generally to fill in the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.

5. The credit card contract is attached to the application form, and the applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit a statement on the authenticity of the information and the issuing bank's privacy protection policy. , and must have the applicant's autograph.

Baidu Encyclopedia: Credit Card Application