As for the handling fee, 12, the installment fee is 4% of the total installment amount, 6% of 18, 8% of 24, and 36% of12.
The down payment ratio is at least 30% of the price of the online car.
For the specific business process, the landlord can look at the picture:
For example, suppose the landlord car 150000, the down payment is 50000, and the CCB car is divided into stages 10000.
Then the installment principal =100000/12 = 8333.33 yuan.
One-time installment fee = 100000*4%=4000 yuan.
The first installment amount = installment principal+one-time installment fee =8333.33+4000= 12333.33 yuan.